Deep dives into credit scores, credit repair strategies, and real stories of people who transformed their financial lives. Every Thursday.
What Is a Good Credit Score in 2026?
The current benchmarks for credit scores and what it means for loans, housing, and interest rates today.
22 min
March 6, 2026
Real Story: From 520 to 760 in 18 Months
An in-depth case study of a real Money Smarts user who rebuilt their credit after financial hardship.
38 min
February 27, 2026
How Authorized User Status Works
The strategy of being added as an authorized user on a family member's card and exactly how it affects your score.
19 min
February 20, 2026
Credit Utilization: The Fastest Way to Move Your Score
Why credit utilization is the most actionable factor in your score and how to optimize it this week.
24 min
February 13, 2026
Want to improve your credit score?
Take the Credit Score Essentials course on Money Smarts and learn exactly how to build great credit.