Question 1

Is Money Smarts free to use?

Accepted Answer

Yes. Money Smarts is completely free to start. All core courses, quizzes, XP rewards, and AI tutoring are available at no cost. Premium business plans are available for organizations.

Question 2

How does the gamified financial learning work?

Accepted Answer

As you complete lessons and quizzes, you earn XP (experience points), unlock achievement badges, maintain daily streaks, and climb the real-time leaderboard — making financial education engaging and habit-forming.

Question 3

What financial topics does Money Smarts cover?

Accepted Answer

Money Smarts covers budgeting basics, credit score building, investing 101, debt management, emergency fund planning, and retirement planning through structured courses designed for Gen Z and Millennials.

Question 4

How does the AI financial tutor work?

Accepted Answer

Money Smarts uses Claude AI to provide Socratic-method tutoring — guiding you to answers through questions rather than just lecturing, building genuine understanding of personal finance concepts.

Question 5

Does Money Smarts offer programs for businesses?

Accepted Answer

Yes. Money Smarts for Business provides employee financial wellness programs with group progress tracking, custom learning paths, gamified engagement, and ROI reporting. Plans start at $299/month.

Question 6

Who founded Money Smarts?

Accepted Answer

Money Smarts was founded by Dan Kost, CEO of Sports Media Inc. and DAKDAN Worldwide, based in Windsor, Colorado.