Educational Content Only — Not Legal, Tax, or Financial Advice. Always verify NCAA, state, and institutional NIL requirements with your school's compliance office. Consult a licensed CPA and attorney before making any financial or legal decisions.Educational Content Only — Not Legal, Tax, or Financial Advice. Always verify NCAA, state, and institutional NIL requirements with your school's compliance office. Consult a licensed CPA and attorney before making any financial or legal decisions.Educational Content Only — Not Legal, Tax, or Financial Advice. Always verify NCAA, state, and institutional NIL requirements with your school's compliance office. Consult a licensed CPA and attorney before making any financial or legal decisions.Educational Content Only — Not Legal, Tax, or Financial Advice. Always verify NCAA, state, and institutional NIL requirements with your school's compliance office. Consult a licensed CPA and attorney before making any financial or legal decisions.
Athlete + Family Edition

Money Smarts NIL Academy

The only financial literacy program built specifically for student athletes navigating the NIL era. Contracts. Taxes. Entities. Advisors. Wealth. In the order you need them.

8
Modules
~7h
Content
3
Tracks
70%
Passing Score
Start Learning — Free AccessView Curriculum
Not a general finance course.Every lesson, example, and exercise is built around the real situations student athletes face when NIL opportunities arrive.

Curriculum

Choose Your Track

The Starter Track covers the 5 core modules every athlete needs immediately. The Full Academy adds entity formation, asset protection, and a complete tax module.

Full Academy adds 3 more modules: LLC & S-Corp entity formation, asset protection strategy, and a complete tax deep-dive.

Who It's For

Athlete Track. Family Track. One Course.

Built for enrolled college athletes at all NCAA levels, NAIA, and JUCO — and high school athletes beginning to attract NIL interest. Assumes no prior financial knowledge.

1
High School Athletes (Grades 9–12) — Beginning to attract NIL attention. Pre-enrollment rules and state athletic association compliance apply.
2
College Athletes — Any Level — NCAA D1, D2, D3, NAIA, or JUCO. All are eligible for NIL. Compliance reporting to your institution is mandatory.
3
Athlete with First Deal Signed — Already have income coming in and need the legal and tax infrastructure now.
4
Athlete Building a Brand — Multiple deals, growing social presence, or an athlete-owned business.

Course Outcomes

What You Can Do After This Course

1

Explain what NIL rights are and how they interact with NCAA and state regulations

2

Set up a legal business entity (LLC or S-Corp) to receive NIL income

3

Read and identify red flags in any standard NIL contract before signing

4

Open and manage a dedicated business bank account for NIL revenue

5

Calculate estimated quarterly tax payments on NIL income

6

Identify key elements of an asset protection strategy for a student athlete

7

Distinguish between legitimate advisors and predatory actors in the NIL space

8

Create a personal wealth-building plan that extends beyond athletic career earnings

NIL-Specific Content

Every example, every legal reference, and every exercise is built for the student athlete context. Nothing generic or repurposed from general financial education.

Two Versions — One Goal

The 5-module Starter gets athletes protected fast. The 8-module Full Academy builds a complete financial foundation including entity formation and asset protection.

Immediately Applicable

Every module ends with actions the athlete can take right away — not concepts to think about later.

Athlete + Family Together

Minor athletes need parental involvement in entity formation and contracts. The Family Track builds that into the course structure.

Enrollment

Choose Your Access Level

One-time payment. Lifetime access. No recurring charges.

$97
One-time · Lifetime access
Athlete Starter

Perfect for athletes who need the core NIL financial foundations fast.

  • All 5 Athlete Track modules
  • ~4 hours of content
  • 20 knowledge check questions
  • Completion certificate
  • NIL compliance checklist (PDF)
  • Quarterly tax payment reference (PDF)
  • Lifetime access
POPULAR
$147
One-time · Lifetime access
Family Access

For athletes and their families. Includes the structural and legal work parents need to do alongside their athlete.

  • Everything in Athlete Starter
  • Family Track (4 additional modules)
  • Minor athlete entity planning guide
  • Asset protection checklist
  • Up to 2 family members included
  • Advisor referral network access
  • Priority support
BEST VALUE
$197
One-time · Lifetime access
Full Academy

The complete program. Every module, every track, every checklist. For athletes serious about building wealth.

  • All 8 Full Academy modules
  • ~7 hours of content
  • LLC & S-Corp formation guide
  • Asset protection deep-dive
  • Complete tax strategy module
  • Full Family Track included
  • All PDF appendices & checklists
  • Lifetime access
Lifetime AccessPayPal Accepted30-Day Satisfaction Guarantee

FAQ

Common Questions

Your Name Has Value.
Learn How to Protect It.

Start the Money Smarts NIL Academy today. Self-paced. Immediately applicable. Built for the financial decisions you're facing right now.

Start Learning — Free Access

Educational Content Only — Not Legal, Tax, or Financial Advice. The Money Smarts NIL Academy is a financial literacy education program. It does not constitute legal advice, tax advice, or financial planning advice. NCAA and state NIL rules change frequently — always verify current regulations with your school's compliance office. Consult a licensed CPA and attorney before making any financial or legal decisions. © 2026 Money Smarts, LLC. All Rights Reserved.