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Beginner 10 lessons ~50 min Free
Credit Score Essentials
Understand how credit scores are calculated, what hurts them, and exactly how to build excellent credit from zero. Whether you have no credit history or damaged credit, this course gives you a clear path forward.
What You Will Learn
- Understand exactly how FICO scores are calculated
- Know what hurts and what helps your credit score
- Get your first credit card the smart way
- Use credit utilization as a lever to improve your score fast
- Read and interpret your free annual credit report
- Dispute errors that are dragging your score down
Course Lessons
1What Is a Credit Score?
5 min+50 XP
2How Scores Are Calculated (FICO)
6 min+50 XP
3Payment History: The Most Important Factor
5 min+50 XP
4Credit Utilization Explained
5 min+50 XP
5Length of Credit History
4 min+50 XP
6Credit Mix and New Credit
5 min+50 XP
7Getting Your First Credit Card
6 min+50 XP
8Secured Cards and Credit-Builder Loans
5 min+50 XP
9Reading Your Credit Report
5 min+50 XP
10Disputing Errors and Building Long-Term
4 min+100 XP
LevelBeginner
Lessons10
Duration~50 min
XP Reward550 XP
PriceFREE